How Charity Pay works

A token's creator fees are pointed at a charity when it launches. The fees go to one Charity Pay address, that money is deposited onto a SolCard card, and the card pays the charity on its own donation page. Money is donated once the fees for a token reach $10.

01Overview

Tokens launched here are ordinary pump.fun coins on Solana: they trade on a bonding curve, then graduate to PumpSwap. The only difference is who receives the creator fees. Instead of the deployer's wallet, each coin's creator is a fee sharing account made for that one coin, which pays a single Charity Pay address. From there the money goes onto a card and is donated to the charity the launcher chose.

1
Launch
Anyone launches a token and picks the charity or fundraiser its creator fees are for.
2
Trade
Every buy and sell pays a fee. The creator's share collects in the token's own vault.
3
Claim
Every 5 minutes those fees are claimed automatically to the Charity Pay address and counted for that token.
4
Donate
When a token's fees reach $10, the money goes onto the card and is donated to its charity.

02Launching a token

Connect a Solana wallet, then fill in the launch form:

CharityPick one from the directory, or paste a link to any charity site or fundraiser that takes card donations online (a GoFundMe, a JustGiving page, a charity's own donate page). It's written into the coin's description as “Creator fees are donated to … via Charity Pay”, so it's public and can't be changed.

Name, ticker, imageStandard pump.fun metadata: a name up to 32 characters and a ticker up to 10.

Paired withSOL. Fees are collected in SOL and donated in dollars.

Initial buyOptional. Bought in the launch transaction itself, so nobody can buy first.

A launch costs about 0.014 SOL of account rent and network fees, paid by the wallet that signs. Connecting a wallet is all it takes: there is no account and no sign-up.

03Trading

Every token has its own page with a live price, a chart and a buy and sell ticket. Trades are made from your own wallet: you pick an amount, your wallet shows the swap, and you approve it. Charity Pay never holds your funds. Under the ticket, each page shows what the token has raised so far and how close it is to its next donation.

Where trades goThe best route across pump.fun's bonding curve and, after a token graduates, PumpSwap.

Slippage3% by default; you can change it on the ticket. If the price moves further than your limit, the trade is cancelled and nothing is spent.

Feespump.fun's own trade fee, part of which is the creator fee that goes to the charity. Charity Pay adds nothing on top.

04Where fees go

pump.fun charges a fee on every trade and sets the creator's share itself. That share collects in a vault for this one coin, separate from every other coin's. Of what each coin's vault pays out:

The charity100% of the creator fees

Every token's creator fees are claimed to this address, which anyone can follow: 5CdfSpqYi5V8iQxLnvXFExxbQQVbvCsuiETenx6bjN6k

05When money is donated

Money is donated once the fees for a token reach $10. Each token is counted on its own: a token's page shows the amount raised and a bar filling toward its next $10. When it gets there, everything that token has raised since its last donation is queued, priced in dollars at that moment, and the bar starts again.

1
Building up
Fees below $10 stay counted for the token. Nothing is lost by waiting; they're donated with the next batch.
2
At the threshold
The whole amount is queued for the charity and moved from the address onto the card.
3
Donated
The donation is made by card on the charity's own page.
4
Receipt
It's listed on the token's page and on Donations with the amount, the charity and its receipt.

06How the donation is paid

Charities and fundraising pages take cards, not SOL. So the money is deposited onto a SolCard prepaid card, which turns it into a dollar balance, and the card pays the charity the same way any donor would. Every donation is listed on Donations.

Card costsSolCard charges for topping up the card (about 5% at the time of writing) plus a small fee per payment. Those are the card provider's charges, not Charity Pay's; the charity receives the amount after them, and the receipt shows the exact figure.

PriceSOL is priced in dollars when a donation is queued and again when it reaches the card, so the two can differ slightly.

If a page can't be paidSome pages decline prepaid cards, and the card provider doesn't allow some kinds of merchant. If a donation can't be made, the money stays queued for that charity until it can.

07Charities and fundraisers

The directory lists well-known charities, each checked by a person against its own website and its registration. A launcher can also paste a link to any other charity site or fundraiser; those are marked as pasted links and are looked at before any money is sent.

Reviewed charitiesFrom the directory, with a green check. The link, name and donation page have been checked.

FundraisersA page on GoFundMe, JustGiving, Givebutter and similar. The same link pasted twice is the same fundraiser.

Other linksAny site with an online card donation page. Marked “pasted link” until reviewed.

Not affiliatedA charity being named on a token doesn't mean it knows about the token or endorses it. Charity Pay isn't affiliated with any charity or fundraising platform.

For charitiesMoney sent to you through Charity Pay arrives as ordinary card donations on your own page. If you'd rather not be named on tokens here, message @UseCpay on X and we'll stop new launches for you.

08Onchain details

NetworkSolana mainnet

pump.fun program6EF8rrecthR5Dkzon8Nwu78hRvfCKubJ14M5uBEwF6P

PumpSwap programpAMMBay6oceH9fJKBRHGP5D4bD4sWpmSwMn52FMfXEA

pump.fun fee programpfeeUxB6jkeY1Hxd7CsFCAjcbHA9rWtchMGdZ6VojVZ

Fee vaultsOne per coin. Its creator is a fee sharing account with the Charity Pay address as its only shareholder, so every claim is counted per coin.

Charity Pay address5CdfSpqYi5V8iQxLnvXFExxbQQVbvCsuiETenx6bjN6k

Solana